As you know, I am always looking ways to save money. I am constantly reviewing every bill and receipt to make sure I am being charged correctly for anything that I pay for. When I received my car insurance bill last month, I was not very happy when I noticed an increase in my bill. My husband nor I have had a ticket or an accident so I was not expecting an increase.
I immediately began to research and compare prices with other companies. My goal - to find cheap car insurance. I definitely don't want to spend more money this year, I am trying to cut back my expenses and save money.
There are a few ways to save money on your car insurance. When getting quotes for your car insurance, check and see if the company offers a discount if you choose a 12 month policy instead of a 6 month policy. Guaranteeing the company that you will remain their customer for an additional 6 months makes you eligible for a discount.
Also, let the company know if you don't travel a huge distance everyday. Having a short daily commute means you are on the road less with a lower chance of having an accident.
Another way to save is by having security devices on your vehicles especially if you live in a larger city. Types of security devices may include alarm systems, air bags, antilock brakes, LoJack tracking systems, or blind-spot alarms. These devices help prevent your vehicle from being stolen, help prevent accidents and also help prevent you from being injured in an accident. All of these things can save the insurance company money.
Finally, paying your bill by electronic payments monthly qualifies you for a discount. If the company knows your money is guaranteed to arrive on the same day every month from bank drafts or electronic transfers, the risk for late payments is diminished.
Hopefully, these tips provide will help you find some cheap car insurance.
Disclosure: This is a sponsored post. I did receive compensation for writing this post. All opinions are my own.